Total Cost of Ownership (TCO) Calculator
Estimate the real cost of owning your car or bike over time, including fuel, loan interest, insurance, maintenance, and resale value — in your preferred currency.
Ownership Inputs Step 1: Fill details
1. Upfront & Loan Costs
2. Usage & Fuel
3. Annual Ownership Costs
4. Resale Value
Please check your inputs. Ownership period must be at least 1 year and key values cannot be negative.
Tip: Use realistic mileage and annual km for a more accurate total cost of ownership estimate.
Ownership Summary Step 2: View insights
Net TCO = (Upfront & loan + all fuel + all recurring ownership costs) − expected resale value.
How this Total Cost of Ownership calculator helps you
Most buyers only look at the on-road price of a car or bike, but the real cost of ownership includes fuel, loan interest, maintenance, insurance, and the money you recover when you sell the vehicle. This Total Cost of Ownership (TCO) calculator lets you quickly estimate how much your vehicle will truly cost you per year, per month, and per kilometre.
- Compare different cars or bikes by changing mileage, fuel price, and resale value.
- Plan your budget better by understanding your monthly ownership cost.
- See how running more kilometres or owning the vehicle for longer changes your TCO.
What is Total Cost of Ownership (TCO)?
Total Cost of Ownership is the complete cost you pay to own and run a vehicle over a period of time. It combines the purchase price, loan interest, recurring charges, and running costs minus the amount you get back when you sell the vehicle.
How accurate is this TCO calculator?
This tool gives an estimate based on the numbers you enter. The more realistic your inputs for mileage, fuel prices, maintenance, and resale value, the closer the result will be to your actual long-term ownership cost.
Can I use it for both cars and bikes?
Yes. You can use this calculator for any vehicle — car, bike, scooter, or even an SUV — by adjusting the on-road price, mileage, running distance, and maintenance costs accordingly.
